Home

Products recommended for you

Home
Loans

learn more

Car
Loans

learn more

Credit
Cards

learn more

Personal
Loans

learn more

Membership Rewards Program

redeem rewards sign in

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

Mobile
Banking

learn more

CardValet

learn more

Online
Banking

learn more

Mobile Wallet

learn more

Popular
eServices

News & Articles

  • Break Bad Money Habits
    Breaking bad financial habits isn’t easy, but taking control of your money is one of the smartest moves you can make. Even habits that feel small can have a big impact on your financial health over time. One common trap is spending more than you earn. It seems obvious, but studies show one in five …
    Continue reading
  • Protect Your Finances in a Digital World
    We live in a fast-paced digital era where nearly everything can be managed online from paying bills to applying for loans. While this convenience makes life easier, it also creates more opportunities for scammers and cybercriminals to target your personal and financial information. Protecting yourself is essential for maintaining strong credit health and peace of …
    Continue reading
  • What Are the Best Strategies for Retirement Investing?
    Planning for retirement is one of the most important financial goals you can set. While the journey may feel overwhelming at times, smart strategies can help you build long term security and peace of mind. At Polam Federal Credit Union we believe that preparing for retirement should be about creating balance, consistency, and confidence in …
    Continue reading